Terms and Conditions

Last updated: January 28, 2025

These Terms and Conditions govern the use of the hvacxc platform and related services. By accessing or using our platform, you agree to be bound by these terms.

1. Acceptance of Terms

By creating an account or using our services, you agree to comply with these Terms and Conditions and all applicable laws and regulations. If you do not agree with any of these terms, do not use our platform.

2. Service Description

hvacxc is a real estate crowdlending platform that connects investors with real estate development projects. We facilitate collective investment in verified projects but do not guarantee specific returns.

3. Eligibility Requirements

To use our services, you must: be at least 18 years old, provide accurate and complete information during registration, comply with all applicable laws in your jurisdiction, and have legal capacity to enter into binding contracts.

4. Investment Risks

All investment involves risks. The value of investments may fluctuate and there is a possibility of loss of capital. It is your responsibility to assess the risks and seek professional advice if necessary.

5. Fees and Charges

We charge fees for our services as detailed in each project. All fees are clearly communicated before making any investment.

6. User Responsibilities

You are responsible for: maintaining the confidentiality of your account, all activities that occur under your account, providing accurate and up-to-date information, and complying with all applicable laws.

7. Intellectual Property

All platform content, including text, graphics, logos, and software, is owned by hvacxc or its licensors and is protected by intellectual property laws.

8. Limitation of Liability

hvacxc will not be liable for indirect, incidental, special, or consequential damages arising from the use or inability to use our services.

9. Modifications

We reserve the right to modify these terms at any time. Modifications will take effect immediately upon posting on the website.

10. Governing Law

These terms shall be governed by and construed in accordance with the laws of Spain. Any dispute shall be submitted to the exclusive jurisdiction of the courts of Madrid.

11. Contact

For questions about these Terms and Conditions, contact us at: info@hvacxc.com